what is a bank CD? They are a savings vehicle offered by banks that provide a fixed interest rate at a higher percentage than a regular saving account

How to negotiate used car price: Understand the numbers, begin negotiating, counter offer, review the price, test drive the vehicle, sign the deal.

How to buy a used car? Use a budget, shop for your ideal car, contact a reliable seller, check the car’s history, test drive & complete the paperwork

How To Save Money On Groceries? Use a grocery list, stick to a budget, plan your meals, buy in bulk, pay with cash, use coupons, purchase frozen.

How to stop spending money. Create a budget, use your credit card responsibly, set boundaries for yourself & be cautious of your triggers.

What is a sinking fund? A sinking fund is simply a strategic way of putting money aside each month. They work like this: you save as much as you want for a given period of time and for a specific purpose before you spend that money on a one time or irregular predetermined expense.

How Much Should I Have Saved?
You should aim to save one times your salary by 30, you should aim to save three times your salary by 40,
You should aim to save six times your salary by 50, and you should aim to save eight times your salary by 60.

The main budgeting categories include; housing, transportation, food, utilities, insurance, medical, paying yourself first, personal spending, entertainment and miscellaneous.

Understanding how to save money for college is important to ensure that you are set up financially for the future and you don’t need to go into debt.

How much emergency fund do you need? Experts recommend to keep three to six months’ worth of expenses in an emergency fund, but depending on your situation, you might need more.